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About The Balanced Program®
Ozark National Life began in 1964. By 1969 we began to market our new product -
The Balanced Program®. At that time, we were convinced that The
Balanced Program® would revolutionize the life insurance industry.
We are even more convinced of that today. By combining a mutual
fund investment with the coverage of a life insurance policy, The
Balanced Program® provides the potential for growth and protection
which neither product could provide alone.
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The Balanced Program® is designed to provide for your future in
the event of a long life, a premature death or a disability. Through the
correlated sale of life insurance and mutual fund shares, The
Balanced Program® can provide you with the guarantees of a life
insurance policy together with the potential for growth through periodic
investments in a mutual fund.
In the event of a long life, the life insurance policy accumulates
cash values which are guaranteed. Additionally, potential growth is
made possible through periodic investments in your mutual funds.
Your mutual funds can be set up as a non-tax qualified account, a Roth IRA account, or an IRA account.
If you become disabled while covered by The Balanced Program's®
total and permanent disability rider, the insurance protection will make periodic investments
in your mutual fund account to meet your scheduled
investments for as long as you remain disabled. In other
words, the life insurance component will ensure that your intended
investments are made, even if you become unable to work because
of disability.
Additionally, the waiver of premium benefit provides for the payment of your life
insurance premiums for as long as you remain disabled. Terms and conditions apply.
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The Balanced Program® Features:
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Death:
Modified Whole Life
Insurance with a
decreasing death
benefit. Lump sum
payment to beneficiary.
Plan 287 includes
an investment
plan completion
feature upon death.*
*Plan 287 only.
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Disability Option:
Ozark National Life
will pay the fund in-
vestment and insur-
ance premium
in the
event of a disability
before age 60
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Guaranteed Cash
Value
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Mutual Fund
Investment: for as long as
you pay premiums
on your policy, and
the mutual fund
accounts can be set
up
as a non-tax
qualified account, a
Roth IRA account,
or an IRA account.
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Likewise, if you die, Ozark National Life will pay your designated
beneficiaries scheduled death benefit which with our plan 287 is designed to allow the
immediate purchase of mutual funds to complete the investment
portion of the program.
We hope after reviewing this site, you will be as excited about The Balanced Program® as we are.
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